Investment Principles

Amyr Rocha Lima

3 min read

Investing can be a challenging experience.

With so many options to choose from and so much conflicting information out there, it can be difficult to know where to invest your hard-earned money.

However, at Strategic Wealth Partners, we believe that a disciplined approach is the key to successful investing.

The Importance of Investor Behaviour

One of the fundamental principles of our approach is the recognition that an investment's performance doesn’t necessarily determine real-life returns. It is the investor's behaviour that truly matters.

That's way we emphasise having a financial plan in place and sticking to it.

This means setting clear investment goals, diversifying your portfolio, and regularly reviewing and rebalancing your investments.

By having a financial plan in place, investors can make better decisions to help them achieve their long-term goals.

The Significance of Long-Term Perspective

Another key principle we hold is the significance of having a long-term perspective.

When the stock market is high, it can be tempting to think that it's due for a correction, but the reality is that markets go through cycles.

By taking a long-term view, we are able to see beyond the short-term fluctuations and identify opportunities that will be profitable over the long-term.

The Value of Diversification

Diversification is another principle we place a heavy emphasis on.

We believe that spreading the risk across different asset classes, sectors, and geographies is crucial to minimising the impact of any one economic or stock market event.

By diversifying our portfolios, we are able to ensure that our clients' investments are well-protected, even in the event of market downturns.

The Futility of Timing the Market

We also firmly believe that timing the market is a fool’s game. We believe that time in the market is your greatest natural advantage.

By staying invested for the long-term, we are able to fully capture the returns generated by our investment portfolios and ride out temporary market declines.

The Benefits of Acting on a Financial Plan

At Strategic Wealth Partners, we believe that all financial success comes from acting on a financial plan, and a lot of financial failure comes from reacting to the ups-and-downs of the stock market.

That's why we believe that sticking to a financial plan and riding out stock market declines is the only way to be assured of capturing an investment portfolio's long-term returns.

We understand that investing is the age-old, never-ending emotional battle between fear of the future and faith in the future.

But history shows us that riding out stock market declines is the only way to be assured of capturing an investment portfolio's long term returns.

Final Thoughts

Maintaining a disciplined approach is key to successful investing.

At Strategic Wealth Partners, we understand the importance of creating portfolios that are tailored to the unique needs and goals of our clients, and that's why we employ a disciplined approach to investment management, rooted in these principles.

By following these principles, we are able to create investment portfolios that are designed to weather the stock market's ups and downs, giving our clients the best chance of achieving their financial goals.

For a more detailed discussion on this topic, please feel free to contact us. Our team are always available to answer your questions and to help you with any of your financial planning needs. Here’s what we offer: A cup of coffee… and a second opinion.

Client Stories

Mark & David Client Stories Chartered Financial Planner Strategic Wealth Partners
Mark & David Client Stories Chartered Financial Planner Strategic Wealth Partners

"The trust and feeling of comfort has grown over the eight years since our first meeting."

Steve & Liz Client Stories Chartered Financial Planner Strategic Wealth Partners
Steve & Liz Client Stories Chartered Financial Planner Strategic Wealth Partners

"They are good listeners and make thoughtful recommendations that are relevant to what we are trying to accomplish in our lives."

Anne Client Stories Chartered Financial Planner Strategic Wealth Partners
Anne Client Stories Chartered Financial Planner Strategic Wealth Partners

"Working with them on my long-term financial plan has been a source of comfort since my husband's passing."

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