Your local CERTIFIED FINANCIAL PLANNER™ asks…
How many of these pension mistakes might you be making?

All of us dream of a comfortable and fulfilling later life, but sooner or later we’re met with a harsh truth:

Pension planning is one of the best and most reliable ways to save for retirement, but also one of the most confusing. The fear of making a costly error is real, and can rear its head at any stage.

Perhaps you’re still working hard on your business or career.

Maybe you’ve already retired, and are trying to adjust to a new set of demands.

Either way, finding the time to speak to a financial planner about your pension concerns is a real challenge. Yet there’s something proactive you can do in the meantime…

Gain just a little understanding of the most common pension pitfalls, and you’ll be better positioned than almost all of your peers for a truly blissful retirement.

Here they are:

The four costly pension mistakes most otherwise-successful professionals don’t even know they’re making

No doubt you already realise that the most effective way to address these issues is to make an enquiry with an independent financial planning firm. But whether or not you’ve worked with a financial adviser in the past, you may be unsure who in the local area can help – and that’s where we come in.

1. Failing to think about your retirement lifestyle

The latest research shows that a comfortable retirement for a couple now costs around £60,000 per year, yet successful professionals often need much more. Many substantial pension pots will fall short when inflation and longer lifespans are factored in.

2. Making poor choices about pension flexibility

Today, accessing your pension comes with a bewildering array of options: drawdown, annuities, lump sums, or combinations of each. The wrong decision here is often irreversible, and could leave you facing financial difficulties despite starting with a substantial pot.

3. Getting caught out by tax traps and allowances

The Tapered Annual Allowance hits high earners particularly hard, potentially reducing your ability to contribute tax-efficiently to just £10,000 per year. Getting this wrong could see you paying exorbitantly high tax rates on your pension savings.

4. Not being fully prepared for pension rule changes

From April 2027, unused pension funds will be subject to Inheritance Tax for the first time in decades, potentially adding 40% to your family’s tax bill. Without expert guidance, your carefully laid plans could be undermined by legislation you didn’t even know was coming.

Introducing…

Kingston upon Thames’s multi-award winning financial planning team

Strategic Wealth Partners was founded by CERTIFIED FINANCIAL PLANNER™ Amyr Rocha Lima. Today, he and his close-knit team help people in and around Kingston get clear about their life goals, with one aim in mind:

We empower our clients to build and protect their wealth, and retire on their own terms. Most people who reach out to us are approaching retirement or recently bereaved, and we’re proud that so many of them are happy to sing our praises in public.

Read on to discover…

What successful individuals like you are saying about our pension support

All these real, local people took the time to get in touch with us about their pension concerns – and are in a much better position as a result.

"At last, I have my retirement plans in good shape."

Pete, Surrey

“I needed advice on retirement planning. Amyr helped clarify my options, and provided excellent information and updates throughout.

This is the first time I’ve used a financial adviser, and the experience was very enjoyable. At last, I have my retirement plans in good shape.”

“I now have one manageable pension fund.”

Simon, Buckinghamshire

“I was looking to combine several work pensions into one manageable fund. Amyr was clear about the risks, understood my personal and financial situation, and made sure that the right investment options were considered.

I now have one manageable pension fund, with easy access and control.”

“We’d recommend Amyr to anyone who needs advice.”

Phil, Oxfordshire

“We contacted Amyr looking for pensions and investment advice. Now, Amyr looks after our retirement savings and gives sound advice with real focus on our personal financial requirements.

He’s reliable and helpful. We’d recommend him to anyone who needs advice with financial matters.”

Successes like these are perfectly achievable, but the people who enjoy them have one common understanding:

To secure your dream retirement, you need to take action today. And if you’re prepared to make that commitment, we might just be able to help.

Don’t miss out on…

An opportunity to have all your pension problems solved

The in-depth, one-on-one support our experts provide means we can only deal with a select number of clients at any one time. But we’re opening up a small handful of spaces for residents of Kingston upon Thames with pension planning needs, and you can be one of them…

Simply register your interest by filling in the short form below. You’ll hear back within 48 hours.

Your first meeting is completely free of charge. And there’s no obligation whatsoever to sign up for any of our services if you decide we aren’t the right fit.

Leave it too late, and someone you know could take your spot. So, spend 60 seconds right now entering your details below, and take a positive first step towards a worry-free retirement.

No spam or sales messages – you’ll only be contacted about your enquiry.

Want to understand more first?

This TEDx Talk by Amyr Rocha Lima will boost your retirement know-how in minutes

If you want to gain a better grasp on your situation before reaching out to a qualified professional, you aren’t alone. There’s a financial knowledge gap among many people in your position, and that’s something we’ve taken steps to address…

In this short video, our multi-award winning financial planner Amyr Rocha Lima explains how much you actually need for retirement, and how to achieve it.

Watch Amyr’s TEDx Talk below:

And remember: simply register your interest when you’re ready for a free, no-obligation chat about your financial future. The clock is ticking…